Welcome to One Mortgage System

Where innovation meets possibility, to deliver a frictionless mortgage process.

A technology system designed by intermediaries, for intermediaries and lenders

OMS is tailored to address the unique challenges faced by intermediaries today saving you around 3-4 hours per case on having to re-key your customer’s data into a multitude of systems, enabling more time to spend on your clients to stay ahead in a rapidly evolving world.

As you explore OMS, you will discover the depth and breadth of our expertise across all elements of the mortgage sector, including residential, buy to let, bridging and second charge mortgage products, as well as integrated sourcing for mortgages, protection, criteria, valuations, and credit reference bureaus to name a few.

In the last 12 months, OMS has processed over £9bn worth of transactional data, consisting of over 42,000 applications. This also equates to over 168,000 saved hours.

Join the OMS journey today to immerse yourself into a new way of working.

Saves time

Saving on average 3 to 4 hours per case, equating to over 168,000 hours saved by our users in 2022.

Fully customisable

A genuinely one-size-fits-all solution, catering to the unique needs of mortgage intermediaries throughout the UK.

Advanced integrations

Seamless integrations with an extensive network of providers, ensuring that you have access to all the tools you need.

How does it work

Watch our explainer video

We pride ourselves not only on the sophistication of our technology but also on the partnerships we forge with our clients. Collaboration lies at the heart of everything we do which is why we allow you to customise your system to how you work. We work closely with our clients, understanding your goals and aspirations, to co-create tailored solutions that drive meaningful impact and achieve remarkable results.

Currently integrating with

The OMS key benefits

Using the OMS system can save you around 3-4 hours per case in sourcing, checking and submitting mortgage applications compared to the traditional approach of using multiple systems in re-keying data such as eID, credit bureau searches, valuation portals etc. This allows you more time on developing new relationships and spending more time with your clients.
Streamlined Application Process

Simply enter your client details just once

Say goodbye to paperwork and administrative burdens. OMS simplifies the entire mortgage and protection application process, allowing you to focus on what you do best - helping your clients achieve their dreams of homeownership.

Powerful Integrations

Connect with all the main partners

We understand that your workflow relies on various third-party suppliers. OMS integrates seamlessly with an extensive network of providers, ensuring that you have access to all the tools and resources you need at your fingertips.

Centralised Data Management

Easily validate customer orders and information

OMS acts as a centralised repository for all your client and application data safely in the cloud. With our intuitive interface, you can easily navigate through your records, retrieve information quickly, and make data-driven decisions as well as customise it to suit the way you work.

What our clients say

And we're scaling. Fast.

Individual users
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Transactional value in the last 12 months
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Applications processed